Our Products
ElectroPay
ElectroPay is our Brand of payment cards and products. These include
- ◼SmartCash Card ∥ TeenCard ∥ Payroll Card ∥ MobCash
ElectroBanker® Gateway - A proprietary system to which the merchant connects in order to securely and electronically deliver their customers' payment information. The ElectroBanker Gateway also provides tokenization services, replacing customer account data with a token, removing account numbers from the transaction flow to help a merchant reduce their Payment Card Industry Data Security Standards (PCI DSS) scope.
Vpay- EPSA's VPay Mobile is a secure, complete mobile payment solution that transforms mobile devices into terminals, allowing merchants to accept payments quickly and securely anywhere, any time without a major investment of money or effort.
Mobile Payments Made Easy
With VPay Mobile merchants can utilize existing hardware, technical infrastructures and communications providers to enable mobile commerce and accept card payments. Upon configuration, merchants can accept key-entered transactions or swiped transactions with the addition of a card reader that encrypts card data at the time of swipe to ensure security. EPSA supports multiple readers for multiple form factors and supports most Apple®, Google® Android.
SmartCash Card
Imagine you need to provide your employees with allowances for meals, fuel, uniforms, grocery allowances as well as travel passes. Gone are the days of providing this in cheques, cash, vouchers or coupons. Targeted at the discretionary payment needs of an institution, the SmartCash card can be offered to your customers customer so that they can use it for:
- Cash withdrawals through ATMs across the country
- Purchases on POS devices across the country
- Low-value replacement of vouchers and allowance coupons
- Replacement for the handling of cash or cheques
- Restriction of allowances by amount
- The benefits for the customer as well as for the institution are may fold:
- Security for the cash on the card through PIN based security
- Reduction of cash/cheque/voucher handling costs
- Reduction of theft and fraud
- Access to a larger network of ATMs and merchants
Automation will ensure promptness not associated with employee vagaries Institution can monitor use of allowances for reporting purposes Branded with your institution logo and brand
TeenCard
You need to provide cash to your teenager at school or on the road, but you are worried that he or she may not keep or use the cash correctly or is targeted by undesirables. You however want them to have financial security, learn financial responsibility as well as enjoy the security of cash as well as the flexibility of using their allowances in the manner they fit. Providing them a limit-based TeenCard is the best solution.
Teenagers on the other hand want to use a card which they cannot get from a bank, need to purchase stuff from the internet ringtones, music& games. They wish to use cash anywhere and anytime.
30 DayPay (Payroll) Card
Employers today wish to pay their employees with the least cost, on time and without incurring bank charges for both themselves and their employees. Larger employers can convince service providers and banks to put ATMs in their locations especially if their payroll amounts are large and it is worthwhile for the bank to install ATMs in the corporate locations. However smaller employers do not have this luxury and here is where we can come in handy.
Payroll cards are pre-paid cards that employers can provide to their employees after uploading payroll records to EPSA. After this the employee can use the card to withdraw cash from any ATM and can make purchases from any merchant that will accept ElectroPay Cards.
With an easy web-based interface with SMS alerts, the employee will know when the payroll has hit a card and when he/she can begin using the card. The web-based interface will allow him to monitor his activity. With EPSA nation-wide support the employee can also obtain card based support in case they need help with transactions, PINs and other services.
Payroll Card will be:
- Will be reloadable through the employer or through cash at various reloadable outlets
- Use of a web-based interface for card activity
- SMS Alerts for card activity
MobCash
MobCash is a virtual banking service that enables you to send and receive money anywhere using your phone, bridging the gap between the un-banked and the finacial services provider.
MobCash provides a fast, secure, affordable and convenient way to send money to anyone on their mobile phone anywhere in Uganda no matter the network.
Using MobCash you can:
- Send money to any mobile phone user regardless of network.
- Send money to non-mobile phone users nationwide.
- Withdraw cash at any authorised MobCash agent.
- Pay your bills conveniently with immediate results.
- Buy airtime for yourself or someone else directly and conveniently.
- Converge your mobCash account with any ElectroPay card enabling you to pay for good and services at any point where ElectroPay cards are accepted.
